Payment Options
Discover more ways we make care possible
At Magnolia Veterinary Hospital, we accept variety of payment options for your convenience such as major credit cards, checks, cash, CareCredit, Scratchpay, Synchrony Pay in 4, and pet insurance.
CareCredit
Usage:
Revolving credit line that can be used again and again at any in-network provider. Use across different specialties such as dental, vision, pet care and more.
Credit Details:
Purchases may be made for any amount up to credit limit. Special financing of 6-60 months* available on purchases $200 or more. Subject to credit approval. Minimum monthly payments required.
Fees:
No annual fee**
Credit Score:
No impact to your credit score to see if you prequalify. If you accept an offer and open an account, that may impact your credit score.
Synchrony Pay in 4
Usage:
Buy now, pay later. One time use installment load that is approved for a predetermined amount and is paid back in 4 equal payments over 6 weeks.
Credit Details:
Financing available for total purchase amounts $40-$499.99. Actual loan amount will be subject to credit approval.
Fees:
No fees.
Credit Score:
No impact to your credit score when you apply.
*Not all promotional financing options are available at all enrolled providers
**For new accounts: Purchase APR (interest rate) is 29.99%; Minimum interest Charge is $2. Existing cardholders: See credit card agreement terms.
Scratchpay
Care first, pay later. Scratchpay provides pet parents with simple, transparent payment plans. Scratchpay isn’t a credit card. Checking your plan options will NOT affect your credit score.
Highlights of the Scratchpay Program
- Instant Approval Decision
- Soft Credit Check
- Plans as low as 0% APR
- No hidden fees
- No prepayment penalty
- No deferred interest
Pet Insurance
Pet insurance plans cover the costs of covered medical care, often at rates of up to 90%. Each plan is different, with some covering only emergency care, while others will also help with the costs of preventive care like wellness exams and vaccines. With so many options, it can be overwhelming trying to decide which plan is best for you and your pet. Luckily, we’re here to help!
When it comes to enrolling your pet in pet insurance, timing is everything! It’s no surprise that most pet parents opt for pet insurance within the first 6 months of adopting their puppy or kitten, while they are still healthy! We encourage you to look into pet insurance now, before pre-existing conditions arise!
To compare pet insurance provider options, visit Pawlicy Advisor!
Here are some things to consider when choosing a pet insurance plan:
How much you’ll be paying each
month and if it fits within your budget.
Your deductible and what treatments/procedures apply to help you reach that deductible
Whether you want preventive care covered in your plan or just unexpected medical care
How you’ll be reimbursed, and for
how much
What conditions are covered, and if there are limitations such as pre-existing, congenital, or hereditary conditions
What the plan’s limitations are and if they have a cap on how much you can be reimbursed within a year
Purchasing pet insurance is a big decision, but it’s often an important one that can help you give the best care to your pet in the long run. The best time to enroll your pet in a plan is when they are young and healthy. You’ll often pay lower premiums on a healthy pet, and you won’t have to worry about pre-existing conditions not being covered.
However, even if your pet is a little older, pet insurance may still be one of the best decisions you can make for them. As pets age, they’re more likely to develop unexpected health conditions and if they’re enrolled in a pet insurance plan before those conditions develop, you’re more likely to be covered. Plus, emergency cases can happen at any age, and being covered for emergency care can save you thousands of dollars if an emergency does occur.